The Financial Planning Blog

Your go-to financial planning and wealth management resource, whether you're just getting started or well on your way to a financially secure future.

Blog Feature

Retirement Planning

Working in Retirement: Why Working Past 65 is a Good Idea

65 is a funny age. We’ve collectively agreed that 65 is the age we should retire, but few of us feel ready to stop working on our 65th birthday. We have plenty left to give. It’s why nearly 50% of retirees report that they’ve worked or plan to work in their retirement. As you question younger generations, the statistics become even more pronounced. 72% of pre-retirees – age 50 and above – want to continue working after they “retire.”

Read More

Blog Feature

Retirement Planning  |  investing

Is Your Portfolio Performance As Good As It Seems?

When you check your investment accounts and see positive growth, it’s easy to assume your assets are reaping good returns. The untrained eye may not understand the true measures of portfolio performance, and nominal returns are far from an accurate indicator. Professionals assess portfolio performance using a collection of measures, including interest rates, yields, gains and much more.

Read More
Family Inventory Workbook

Family Inventory Workbook

Use this free workbook to gather a comprehensive list of all information pertaining to your family’s current financial picture!

Blog Feature

Retirement Planning  |  investing

Should I Consider Roth Contributions in My Company 401(k)?

When people think of Roth retirement plans, they often think of Roth IRAs – or Individual Retirement Accounts. But employers are increasingly offering their employees Roth 401(k) plans, and these plans have grown in popularity over the years. According to Aon Hewitt’s study of 3.5 million 401(k) plan participants, 11% contributed to a Roth 401(k) in 2014. The rate of plan participants choosing to contribute to Roth plans in 2011 was 8.1%.

Read More

Blog Feature

Estate Planning  |  Retirement Planning  |  Wealth Management  |  estate planning  |  legacy planning

Estate Planning Disconnects and What to Do About It

What happens when couples who are working to build their legacy aren’t on the same page about what’s best for their family? How do you bring two different perspectives together? In our practice, we see many kinds of estate planning disconnects. It happens to couples who are happy in their marriage and lifestyle as well as to those who aren’t. So, why the lack of alignment?

Read More

Blog Feature

Retirement Planning  |  investing  |  retirement

7 Retirement Assumptions That May Be Wrong

There is no “typical” retirement. Most people dream about retirement. However, it isn’t the typical retirement pictured in the media. We’ve met with thousands of people and believe there aren’t any universal truths about the retirement experience. Here are some commonly held assumptions. They may or may not prove true for you, depending on your financial and lifestyle circumstances.  

Read More

Blog Feature

Estate Planning  |  Legacy Planning  |  Retirement Planning  |  Wealth Management  |  investing

Will the Human Side of Investing Make You Poor?

Investing & the Investor’s Dilemma   As an investor you face a dilemma. You need to grow your assets so you can meet your personal financial goals. Yet, for many people, emotions and a fear of loss often drive self-defeating investment decisions. Let's look at emotional decisions, and how they interfere with your ability to develop and maintain an investment strategy that works to grow your investments year after.

Read More